In a world where specialized knowledge is your primary product, a simple mistake can lead to significant financial consequences. Professional Liability Insurance, also known as Errors and Omissions (E&O), is designed to protect businesses and individuals who provide professional advice or services.
While General Liability covers physical risks like slip-and-fall accidents, Professional Liability addresses the “intangible” risks—the errors, oversights, or failures to deliver promised results that can lead to a client’s financial loss.
A well-structured Professional Liability policy acts as a financial backstop against claims of:
Negligence: Allegations that you failed to meet the standard of care expected in your industry.
Errors and Oversights: Mistakes made in your work, such as a missed deadline, a calculation error, or an omitted detail in a contract.
Failure to Deliver: Claims that your services did not meet the specific requirements or performance goals outlined in a professional agreement.
Misrepresentation: Allegations that the advice or information provided was inaccurate or misleading.
Are your professionally properly protected?
A more thoughtful approach to insurance. JFS Risk Advisors combines deep local expertise with broad strategic insight, ensuring clients protect what matters most—now and in the future.
Built around you—and the changes in your world. Our team proactively refines coverage, uncovers emerging risks, and continually strengthens your protection strategy.